
Congratulations on your decision to take control of your credit. The following will guide you step by step on how you can get started. Very Simple Steps.


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Disclosure Statement
You have the right under Fair Credit Reporting Act 15 USC Section 1781 ET SEQ., to obtain a copy of your Credit Report from Consumer Credit Reporting Agencies. You have the right to dispute inaccurate, erroneous, or obsolete information that is reported on you Credit File. The Credit Reporting Agency must then investigate and modify or remove inaccurate information. The Credit Reporting Agencies may not charge you a fee for this service. Credit Reporting Agencies are required to follow reasonable procedures to ensure that the information they report is accurate, however, mistakes occur. If the reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the Credit Reporting Agency to keep in your file, and to be included in any reports subsequently sent out.
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